Insurance and Financing

At National Dental, we believe that clear financial conversations are an essential part of quality dental care. Our team is strongly committed to helping patients understand dental insurance and financing in a way that feels respectful, transparent, and easy to follow. We focus on education and support so you can make informed decisions without unnecessary stress.

Understanding Dental Insurance Support

Dental insurance can help decrease out-of-pocket costs for preventive and restorative services, but coverage details vary widely. Our office is in-network with the below insurance plans. Please call our office to verify plans per provider.

  • Aetna PPO
  • Aflac PPO
  • Ameritas
  • ASO/SIDS
  • Cigna PPO
  • CPS Unions
  • CSEA
  • Daniel H. Cook
  • DDS Inc
  • Delta Dental PPO
  • Dentemax
  • Emblem PPO
  • Empire Blue Cross Blue Shield PPO
  • GEHA/ConnectionDental
  • Guardian PPO
  • Humana PPO
  • JJ Stanis
  • Metlife PPO
  • Principal
  • Solstice
  • Sunlife PPO
  • United Concordia PPO
  • United Healthcare PPO

Clear Dental Payment Guidance

Before treatment begins, we review estimates and discuss dental payment options in a clear and patient-friendly way. Taking time for these conversations helps ensure expectations are aligned and allows patients to plan comfortably for their care.

Dental Financing Options

For services not fully covered under insurance, we provide multiple dental financing options designed to support access to care. These options let patients move forward with recommended treatment while spreading costs over time in a manageable way.

CareCredit Financing

One of the financing solutions available is CareCredit dental financing, which allows qualified patients to pay for dental services through monthly installments. Applications are straightforward, and approval decisions are often quick. Our team explains how CareCredit works so you can decide whether it fits your needs.

Out-of-Pocket Payments

We accept common forms of payment, including cash, debit cards, and major credit cards. When applicable, our team reviews any patient responsibility in advance so you feel informed and prepared before your visit.

Click to listen highlighted text!